Residential Rental (1-9 Units)
Long term, short stay and vacant rent ready
No Tax Returns
No Income Verification
No upfront fees
Nationwide (most States)
Primary, secondary and rural locations
Finance 1 or 100’s
$250,000 to $3 million
Portfolios: $500,000 to $20 million+ ($75,000+ per property)
Cash-out, refinance and purchase to 80% LTV
Competitive fixed interest rates
Rate locks
30-year fixed or 5/1 ARM
30-year amortization
DSCR: 0.75X+
620+ credit score
Origination varies with underwriting
Prepay: 5/1 ARM 3/3/3/2/1/0 or 30-year fixed 5/4/3/2/1/0
Appraisal required
Loans close in LLC, corporation or partnership name
Recourse
No bankruptcy, foreclosure, short sales or deed in lieu last 3 years
First lien; no subordinated debt permitted
U.S.A. citizens, permanent resident aliens and foreign nationals
First time investors welcome
Click the GET STARTED Link for PRE-APPROVAL within 48 hours for qualified borrowers.
No upfront fees, tax returns, income verification, credit cards, Social Security Numbers or credit checks are required for PRE-APPROVAL.